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Dec 19, 2022

Stocks are down.  And so are bonds, which are supposed to leverage against a falling market.  So where can we turn for a bond replacement?  Steve discusses other options and strategies when it comes to replacing bonds. While many Hollywood stars are richer than most of us, there’s one way they’re the same – they...


Dec 5, 2022

The newest iPhone has a cool feature called “crash detection.”  Just like it sounds, the phone detects various types of car crashes, then automatically calls 911.  But some riders of roller coasters are discovering that all the herky-jerky movements are also triggering calls to 911.  The whole thing can be avoided...


Nov 21, 2022

There was a recent study on self-made millionaires.  It discovered that most generated their income from multiple sources:

  • 65% had three streams of income
  • 45% had four streams of income
  • About 30% had five or more streams of income

So maybe you won’t retire with a million dollars, but we can learn from this.  Most of...


Nov 7, 2022

Reliable monthly income is a big concern for retirees.  Yahoo Finance looked at the pros and cons of annuities in that role.  Two of the objections they site are:  1) Every annuity comes with high fees, and… 2) No access to principle in an emergency. Steve explains the different types of annuities, the pros and cons...


Oct 24, 2022

Sometimes, we talk about the “myths” of retirement.  And Forbes says one of the most common ones is that we’ll be in a lower tax bracket, when we quit working.  That certainly seems to make sense – why would it not be true?

Then, one of the big “unknowns” of retirement is what you’re going to spend on...