Jan 30, 2023

The guy who invented the concept of the “4% percent” rule thinks it’s too early to cut the withdrawal rate to 3% because of today’s volatile markets.   Bill Bengen feels it would take a “catastrophic” set of circumstances before people reduce their withdrawal rate.  Hear Steve's strategy about how much to...

Jan 16, 2023

It’s estimated that more than half of us will need some sort of long-term care in our senior years, just to help us with our daily living needs.  Hear Steve discuss options to save for long-term care, especially if you don’t want to self-fund it. 

Then, in the next few weeks, a lot of retirees age 72 and up will get...

Jan 2, 2023

How diversified should a portfolio be in these volatile times?  One study found that most believe it takes only 30 holdings to be diversified.  But one chief investment officer recently said it should be more like 200 stocks!  So what’s a diversified portfolio look like to you and your clients? 

Then, an 8-year-old...