Mar 13, 2023

Back in 2019, we had a lot of fun discussing billionaire Ray Dalio’s statement that “Cash is Trash.”  Recently Ray flip flopped on that, telling CNBC that “Cash is a better investment than stocks and bonds.” Steve, do you agree? Isn’t this a great example of why we need a financial advisor because the...

Feb 27, 2023

Massive layoffs in the tech world have been grabbing headlines lately.  Companies like Google, Meta and Amazon are letting workers go by the thousands.  Just a few years ago, many were looking at finishing their careers with these jobs.  If someone is close to retirement – and that ‘forever job’ is becoming less...

Feb 13, 2023

What would you say to a 4 day workweek? CBS News says a recent survey shows more than 90% of American workers favor the idea.  Until this becomes more of a reality, most of us are still working five-day weeks.  That often leaves little time to set up time to talk about more serious matters, like retirement planning. ...

Jan 30, 2023

The guy who invented the concept of the “4% percent” rule thinks it’s too early to cut the withdrawal rate to 3% because of today’s volatile markets.   Bill Bengen feels it would take a “catastrophic” set of circumstances before people reduce their withdrawal rate.  Hear Steve's strategy about how much to...

Jan 16, 2023

It’s estimated that more than half of us will need some sort of long-term care in our senior years, just to help us with our daily living needs.  Hear Steve discuss options to save for long-term care, especially if you don’t want to self-fund it. 

Then, in the next few weeks, a lot of retirees age 72 and up will get...